FinCo · Rate Analysis

Internal consultant tool v6.0 AI: checking…
Prepared —

1 · Statement Intake

Drop the merchant's statement PDF here
or click to choose · every page is read · the model returns the exact line it pulled each number from, so you can verify before you quote · scans and photographs cannot be read — ask the merchant for the PDF their processor emails them, or paste the figures into the box below · if the AI is unavailable you can still type everything in by hand — only auto-fill needs it

3 · Deal Details

4 · Current — Volume, Rates & Counts

V/MC/Disc
American Express
PIN Debit
V/MC/Disc
American Express
PIN Debit

5 · Current — Monthly Fees

Fee (as printed on statement)$ / month

6 · Proposed — Pricing Model

7 · Proposed — Line Items

DescriptionBasisRate / amount Volume or countMonthly $
Every line is editable — rename it, change what it applies to, add or delete as many as the deal needs. Leave Volume or count blank to use the merchant's own figures from section 4; fill it in to price against a different base, which is how you split tiers.

8 · Proposed — Monthly Fees

Fee$ / month
Mirrored fees land at $0.00 — that is the "we remove this" story. Type a real number on any line you are actually still charging.

8 · Merchant-Facing One-Pager

FinCo
PAYMENTS
Rate Analysis
Line ItemCurrent $Proposed $Savings
Monthly
$0.00
per month
Quarterly
$0.00
90-day projection
Annual
$0.00
12-month projection
Figures are drawn from the merchant's own processing statement. Projections assume volume and transaction mix consistent with that statement. Actual costs vary with interchange, card mix and monthly volume.