About FinCo

Built by an operator. For operators.

FinCo Payment Solutions LLC is a Texas-registered Independent Sales Organization (ISO). Headquartered in Austin. Founded by Drew Wisniewski — UGA Finance, FINRA Series 7/63/SIE, prior FP&A and analytics roles at Charles Schwab and Peachtree Orthopedics. We're not a phone-bank reselling some processor's product. We're the operator on your side of the table.

The Thesis

The merchant-processing industry rewards the wrong people.

For decades, payment processing has been sold the same way: an inside-sales rep dials cold, talks down rates, hides padding in the fine print, and earns a commission on the spread. That's the business model. The merchant is the inventory.

FinCo flipped the model. We're an Independent Sales Organization that earns a residual ONLY when the merchant stays — which means the only path to a real FinCo business is making sure each merchant comes out ahead. The advocate model isn't a marketing line. It's a structural choice.

Who we are

Four partners. One operator on the legal docs.

Drew Wisniewski

Managing Member · Operations, Finance, Tech

Builds everything that isn't sales. Background: UGA Finance, FINRA 7/63/SIE, prior roles at Schwab and Peachtree Orthopedics.

John Tastinger

Co-Founder · Senior Consultant

Largest producer to date. Deep restaurant and SMB experience.

Ryan Felberg

Co-Founder · Senior Consultant

Sales origination. Cross-vertical reach.

Jake Cattron

Co-Founder · Senior Consultant

Sales origination. Owns the Spartan POS referral relationship.

How we operate

The 30-second business model.

A merchant uploads their current statement. We read every line. If we can save them money on their current setup, we say so — even if it means they stay where they are. If we can place them somewhere better, we propose the move with the math attached. If they say yes, FinCo earns a residual every month they process. The merchant can leave any time. There's no termination fee on our side.

That math only works if we keep merchants happy month over month. So the entire business is structured around long merchant life, not high-velocity origination. It's a slower way to build, but it compounds.

Want to see how we read your statement?

Upload it. We'll send back a one-page breakdown — the fees you're actually paying, the fees that are negotiable, and what a clean alternative looks like.