Vertical · Restaurants

Restaurant margins are thin. Processing shouldn't make them thinner.

Restaurants run on 3–8% net margins on a good month. Card processing eats 2.5–3.5% of every card transaction. That's an enormous slice of your operating margin going to your processor — and most operators don't realize how much of it is actually negotiable. We do.

Restaurant-specific work

Four problems we solve specifically for restaurants.

Generalist ISOs charge restaurants the same way they charge a dry cleaner. We don't. Restaurants have their own ticket-size dynamics, their own card-mix profile, their own tip-adjustment workflow, and their own online-ordering fee structure. Each one is a margin opportunity.

POS-integrated processing

Toast, Clover, Square, SpotOn — whichever POS you run, we place you on a processor that integrates cleanly. No double-entry between the POS and processing. No manual tip adjustment. No "we don't support that POS."

Online-ordering fee recovery

Third-party delivery apps (DoorDash, Uber Eats, Grubhub) skim ~25–30% off the top. Direct online ordering through your POS is far cheaper — but the processing on those orders is where most operators leak margin. We optimize it.

Dual pricing for QSR / counter service

Counter-service and QSR restaurants are the cleanest dual-pricing fit in the industry — fast tickets, low friction, customers used to seeing two numbers on the menu board. We handle the menu rewrite + signage as part of onboarding.

Tip-adjustment that doesn't leak

Standard tip-adjust flows cost you on the front and the back end if the processor handles it wrong. We place you on processors who handle the tip flow correctly so you don't get double-billed on adjustments.

What a restaurant placement looks like

Three-call walkthrough. ~14 days end-to-end.

Call 1 — Statement review

30 minutes. We walk through your current statement line by line. You'll see exactly where the leakage is and what the alternative would look like. No commitment.

Call 2 — Placement proposal

30 minutes. We present the recommended processor, the recommended pricing model (IC+, dual, or surcharge), and the projected monthly savings with math attached. You decide.

Call 3 — Onboarding

20 minutes. We coordinate the hardware swap (if any), the POS reconfiguration, the signage delivery (if dual-pricing), and the go-live date. From here it's hands-off — we monitor the first month closely and stay reachable.

Have a recent restaurant statement?

Upload it. We'll send back a one-page breakdown specifically for restaurant operations — broken down by ticket size, tip adjustment cost, third-party order processing, and the alternative placement we'd recommend.