Is there really no charge?
None. FinCo gets paid by the processor — not by you — and only if you eventually choose to move processors and stay with us. The analysis itself is free.
Free Statement Analysis
Upload one statement. Get every fee named.
Most merchants find fees on their statement they didn’t know they were paying. We read every line, name every fee and write back a one-page breakdown, usually within 24 hours. If you’re already in good shape, we say that too.
TLS-encrypted upload to a secured FinCo inbox
How it works
Three steps. Usually back within 24 hours.
- UploadOne PDF — your most recent month is ideal, older is fine. We only need the line items, the volumes and the effective rate.
- We read itA FinCo consultant reads every statement personally. No automated scoring and no SaaS analyzer, just people who have read thousands of these.
- You get a one-pagerWhat you pay today, what's negotiable, what FinCo would propose, and the projected monthly savings with the math attached. If you should stay put, we say so in writing.
$0No charge, ever
24hTypical turnaround
TLSPrivate inbox, never shared
FAQ
Common questions before uploading.
How is my statement handled?
The upload travels over TLS to a private FinCo inbox accessed only by your FinCo consultant. It's not stored in a public location, not indexed by search engines, and not shared with any third party. We delete the file after analysis if you ask us to.
What if my current rate is already good?
We tell you that — clearly, in writing. We'd rather build a reputation for honest analysis than push a switch that doesn't help you.
Don't have your statement handy?
You don't need paperwork to start a conversation. Tell us the best time to reach you, roughly how much you process, and what's frustrating you about your current setup — we'll take it from there.