1. Upload
One PDF. Most recent month is fine — older is OK too. We just need to see the line items, the volumes, and the effective rate.
Most merchants are surprised by 10–30% of their statement. We read every line, name every fee, and write back a one-page breakdown. If you're already paying a fair rate, we'll tell you. If you're not, we'll show you the math.
TLS-encrypted upload to a secured FinCo inboxOne PDF. Most recent month is fine — older is OK too. We just need to see the line items, the volumes, and the effective rate.
Drew reads every statement himself. No automated scoring, no SaaS analyzer. A human read by an operator who's read thousands of these.
What you're paying today. What's negotiable. What FinCo would propose. The projected monthly savings, with the math attached. No pressure to act.
None. Our model is residual-based — we only earn if you eventually choose to move processors and stay with us. The analysis itself is free.
The upload travels over TLS to a private FinCo inbox accessed only by Drew. It's not stored in a public location, not indexed by search engines, and not shared with any third party. We delete the file after analysis if you ask us to.
We tell you that — clearly, in writing. We'd rather build a reputation for honest analysis than push a switch that doesn't help you.