FinCo partners with the best hardware, software, gateway, and processing networks in the industry to assemble the right solution for every client we serve. Custom pricing layered on top, plus the additional services that turn payment processing into something more valuable. We then reinvest the maximum possible savings back into the merchant — because growing them is how we grow.
If a partner relationship doesn't exist that fits a specific client, we build one. If a better one comes along, we add it. We're never locked to a single vendor or processor — and we won't ask you to be either.
We don't have a "default" processor we steer everyone toward. Each merchant gets matched to the backend whose pricing model, underwriting strength, hardware ecosystem, and vertical fit win on their numbers.
Our Super ISO relationships give every merchant we onboard the operational depth of a national platform — billing, reporting, 24/7 merchant support, fraud monitoring, hardware fulfillment, and chargeback handling. You get the backbone of an enterprise processor, run by a team that already does this at scale.
For merchants who need processing tied into a POS, online ordering system, scheduling tool, or vertical SaaS, we work with Independent Software Vendor partners whose integrations are already certified. No janky workarounds — the processor is built into the software your business already runs.
We're not locked to one processor backend. Each merchant placement is matched to the processor whose pricing model, underwriting strength, and vertical fit win on their specific numbers. If the right one isn't already on our bench, we'll add it for the deal.
Cannabis-adjacent, firearms, CBD, nutraceuticals, high-ticket subscription, ecom with elevated chargeback exposure — verticals other ISOs decline. We work with partners who underwrite them properly. If your business is "hard to place," tell us — there's usually a path.
All of that infrastructure is the foundation. Sitting on top is something most ISOs cannot replicate — a direct line to the FinCo principal who placed your account. Statement questions, fee disputes, fraud reviews, hardware swaps. You text Drew. Same day.
A single-processor ISO has exactly one answer to every merchant's question. If their processor doesn't underwrite your industry, you don't get a deal. If their processor's hardware doesn't fit, you compromise. If their processor's pricing model isn't right for your card mix, you overpay.
A multi-processor ISO can match the placement to the merchant. That's a structurally better outcome for every merchant we onboard, and it's the part of the model we built FinCo around. Long merchant life is the engine of every other thing we promise — and it's the metric we're measured on.
Upload your current statement. We'll compare our lineup against your actual volume, card mix, and vertical, and tell you which placement wins. If your vertical is non-standard, mention it in the notes — we'll route accordingly.