Terminals, registers, POS systems, gateways and the software that runs on them. Most of it we place directly; a few platforms take card payments only through their own processing, and we mark those so you know before anything changes. The bench keeps growing, and merchants already with us get first access to what we build next.
Hardware comes last, after the math. Start with the free statement analysis →
Hardware first, then the software and gateways that run on it. Several brands make more than one thing — Clover, Square, Valor, Genius, SwipeSimple and Charge Anywhere each span hardware, software or their own gateway — so they appear in both lists, each labeled with its categories. Pick a brand and its full lineup opens directly beneath it.
Terminals, registers, PIN pads and readers. Pick a brand to see every model we place.
Point-of-sale hardware built by FEC (Firich Enterprises), a POS manufacturer with in-house factories and a 30-year track record. Commercial-grade all-in-ones, self-order kiosks, box PCs and receipt printers — the durable hardware layer under whatever POS software you run. We place and support the whole FEC line; a few of the families we reach for most:
The countertop hardware built for the Genius platform — a modular device with a 15.6″ merchant display that configures three different ways, so the same system suits a single register or a multi-location rollout. Rated IP43 against spills, humidity and dust, readable in semi-outdoor brightness, and mountable anywhere there is Power over Ethernet.
Point-of-sale software, gateways and the layers that sit between your business and the processor. Several of these also make hardware — they appear in both lists on purpose.
Processor-agnostic gateway: tokenization, recurring billing, vault management, fraud screening, 3DS and pay-by-link. Because it isn't tied to one processor, you keep the vault and the integration if the processing ever moves.
The software half of the Clover ecosystem — Restaurant, Retail and Services plans, an app market, dashboard, employee management, and Clover Capital. Surcharging and cash discount are supported on every tier.
POS software, gateway and hardware from one vendor. Simple and fast to stand up — but Square sets its own pricing, so FinCo cannot reprice a Square account.
Valor's merchant portal, virtual terminal and payment gateway. The portal is where dual pricing gets configured, reported on and managed across devices.
Built for smoke, vape and convenience retail — age verification, compliance and inventory, plus its own delivery network. Third-party delivery platforms prohibit tobacco, which is what makes that network matter.
Full-feature POS for restaurant and retail: inventory, employee management, integrated payments, customer-facing display, online ordering and KDS. FinCo is a signed referral partner.
Runs on the hardware that fits your counter — all-in-one, tablet or handheld:
A full-feature enterprise POS platform — register, inventory, staff management and reporting for merchants who want a heavier system behind the counter. We place and support it directly.
Virtual terminal, invoicing, payment links and mobile acceptance. The lightest way to take a card without a register — useful off-site or over the phone.
A payment gateway and reporting layer paired with their own terminal line.
Restaurant-specific POS built around table service — floor plans, coursing, tableside ordering and tips. One of the platforms we integrate processing into rather than replace.
Patient payments software for healthcare providers — mobile and contactless patient billing, payment plans and patient lending. FinCo is a direct referral partner: we make the introduction, LQpay onboards you, and you pay LQpay for their software. FinCo doesn't sit in the middle of that billing.
Salon and spa management software — booking through checkout, client records and retention. For salon owners who want the payment side handled without changing the system the front desk already runs on.
Membership management for gyms, studios and martial arts schools — onboarding, recurring billing and member records. Recurring revenue is where fitness businesses leak the most on processing, so this is one worth reviewing closely.
Online ordering for the merchant websites FinCo builds — everything from the “Order Online” button onward. On the bench, but not what we reach for first. Ask and we'll walk you through the alternatives.
Most merchants don't know the answer to either one until someone reads the paperwork with them. They matter more than the hardware itself, so it's worth being straight about both.
This is the strong position, and it changes how hard we can push. Owned equipment means no swap, no downtime, no re-training your staff — so the whole conversation becomes rate. We get aggressive when there's nothing to unwind, because there's no cost sitting between you and a better number.
Leased equipment usually can't move with you, and terminal leases are frequently the single most expensive line in the whole relationship. In most cases the honest path is a swap onto owned hardware. We'll show you the lease cost against the switch cost and let the math decide.
There may be an early termination fee, and you're entitled to know the number before you decide anything. We read the agreement, find the ETF, check whether it's actually enforceable, and put it next to the savings so you're comparing like with like.
Depending on the account, there are options: buyout assistance, timing the move to a term boundary, or simply waiting it out when the math says wait. This is a consulting conversation, not a sales one — sometimes the answer is that you should stay put for now.
Send the agreement with your statement and we’ll find the ETF →
Not sure what you signed or what you own? Send the agreement along with your statement — reading it is part of the free analysis, and you'll get a straight answer either way.
Whether the equipment, software or gateway comes free usually comes down to your volume, your ticket size, and how long you're with us — and for most merchants, the answer is that we place it at no cost. We fold the gateway's overhead, and in most cases the account-on-file fees, into what we earn from the placement rather than passing them to you. We'd rather absorb it and keep the relationship than nickel-and-dime the setup.
We won't promise "free for everyone" in writing — the honest answer depends on your numbers. But tell us your volume and what you need, and we'll tell you exactly what it costs you. Usually: nothing.
We add new solutions constantly — hardware, gateways, and software integrations go on the bench as the relationships come together. Want something you don't see here? Tell us. We'll vet it, and if it's right for you we'll add it and place you on it at the most favorable price point we can get — not talk you into whatever's already on our list.
The flip side is just as honest: when a platform we're not set up to sell is genuinely the best fit for your business, we say so and help you keep it. That answer costs us the deal and keeps the relationship — and we choose that path every time.
A growing part of the bench is our open-referral software network: platforms we connect with directly — they sell their product, we integrate the payments cleanly underneath, and you get one setup instead of two vendors pointing at each other. We're adding these every month.
This is how the catalog grows. Everything below has been checked against the maker's own site: the product is current, it runs on processing we can provide rather than only the maker's own, and we have a way to bring it to you, whether through the maker's partner program, its distributors, or the gateway underneath it. None of it is on our catalog yet. Ask about any of it and we'll confirm the fit, the terms and the certification with our processors before anything is set up.
Android countertop, checkout-lane, handheld and compact terminals, managed from one platform.
Android handhelds, countertops, PIN pads and unattended readers with remote device management.
Smart terminals, PIN pads and kiosks for chip, tap and QR payments.
Android handhelds, countertops and PIN pads for the counter, tableside and self-service.
Rugged chip-and-tap readers for vending, parking, EV charging and kiosks.
Contactless and chip readers built for vending, ticketing, parking and outdoor stations.
Card readers and PIN pads that encrypt card data as it's read, for counter, mobile and kiosk.
Phone and tablet checkout with Tap to Pay on iPhone. The app is billed by the maker, and we'll show you that cost up front.
Tap to Pay on an iPhone or Android phone, with no terminal, for markets, field work and pop-ups.
Commercial touchscreen POS stations and self-order kiosks on Android or Windows.
Android countertop stations, tablets, handhelds, kiosks and kitchen displays.
APEXA all-in-ones, self-order kiosks and heavy-duty kitchen displays.
All-in-one POS stations and self-service kiosks, including models with a built-in printer.
Receipt, kitchen and label printers, cash drawers and scanners.
Receipt, kitchen and liner-free label printers, plus kiosk printers and check scanners.
Corded, cordless and hands-free barcode scanners for checkout and inventory.
Handheld 1D and 2D scanners built for daily retail use.
In-counter scanner-scales for grocery and convenience lanes.
A legal-for-trade counter scale for delis, bakeries and anything sold by weight.
Standard-duty cash drawers in five sizes that work with most POS platforms.
Kitchen display screens, controllers and bump bars built for heat, water and grease.
A lockable steel iPad stand for countertop checkout or self check-in.
Cloud retail POS with inventory and multi-store tools, on terminals we already place.
iPad and Android POS for restaurants and retail, with kitchen display, online ordering, gift and loyalty.
Android POS for small restaurants and shops that runs on compatible hardware you may already own.
POS for retail, restaurants and omnichannel sellers, with table management and an online store.
Cloud POS for retail, restaurants and venues, open on hardware and on processing.
Restaurant POS for full service, quick service, bars and pizza, with gift cards and kitchen display.
Established restaurant and bar POS with pay-at-table, delivery and more than 100 integrations.
Scheduling, memberships, point of sale and marketing for studios, gyms, spas and schools.
Vacation-rental software for channels, direct bookings, guest messaging and owner accounting.
Tournament and league scheduling, registration, brackets and gate admission across 25+ sports.
WordPress donation forms for nonprofits, with one-time and recurring gifts, donor records and receipts.
Sends delivery-app orders straight into your POS and keeps every menu in sync.
Automated invoices, reminders, autopay and a customer payment portal, synced with QuickBooks or Xero.
Recurring billing and invoicing with failed-payment follow-up and a customer portal.
Subscription billing for memberships and recurring services, with invoicing, failed-payment retries and revenue reporting.
A gateway for in-store chip and tap, online checkout and a virtual terminal, open to the processor you choose.
Chargeback alerts, dispute responses and reporting on a month-to-month agreement.
Screens online orders with automated scoring and human review, on top of your existing store.
Formerly NoFraud. Screens e-commerce orders for fraud and handles chargeback responses.
A managed surcharge program on your existing gateway. Surcharging rules vary by state and card type, so we check yours first.
Branded plastic and digital gift cards with loyalty rewards, on countertop terminals we already place.
Points, rewards and referral marketing that connect to your POS and online store.
† Checked on the maker's own site (2026-09-22): takes card payments only through its own built-in processing. You can keep it, and we'll show you what it costs next to the alternatives. We're still checking the rest of these lists, so ask about yours.
Send your current statement and tell us what is on your counter. We’ll tell you what you’re paying, what’s negotiable, and which of these, if any, is worth the swap. If you love your hardware, we’ll look for a processor that integrates with it. Hardware comes last, after the math.
