Vertical · Salons & Spas

Tip-friendly processing. Repeat-client economics.

Salons and spas live on appointment-based ticket sizes, heavy tip flow, and a customer relationship that comes back every 4–8 weeks. Your processor should be invisible — clean adjust flows, no PCI surprises, no chargeback drama. FinCo places you on the backbone that disappears into the background.

Salon & spa-specific work

Four things we get right for this vertical.

Tip-adjust that doesn't leak

Standard tip-adjust costs you on the front and back end when the processor handles it wrong. We place you on processors that handle adjust flow correctly — no double-billing, no late settlements.

Appointment-system integration

Vagaro, Mindbody, Boulevard, Square Appointments — whatever runs the front desk, we wire payments in cleanly. No double-entry, no manual reconciliation at close.

Dual pricing for repeat clients

Salons are one of the cleanest dual-pricing fits in retail-adjacent — clients return, expectations stay calibrated, and the processing recovery shows up in margin within 90 days.

Merchant rewards on top

FinCo's merchant rewards program means you earn redeemable points for dual-pricing participation, referrals, and account tenure. The longer the relationship, the more it pays you back.

Have a recent statement?

Upload it. We'll send back a one-page breakdown specific to salon/spa operations — tip-adjust costs, recurring-client margin recovery, and the alternative placement we'd recommend.