Vertical · Auto Repair & Body Shops

Higher tickets, repeat customers. Processing that respects both.

Auto repair tickets run higher than the SMB average — but the card surcharge that works on a $400 brake job has to feel right to the regular who comes back for an oil change. We place you on a processor + program combination that recovers margin without scaring repeat business.

Auto-repair-specific work

Four problems we solve specifically for shops.

Higher-ticket margin recovery

A 3% processing rate on a $400 brake job is $12 of pure margin gone every time. Surcharge or dual pricing recovers most of that — and we'll model both against your specific ticket-size distribution before recommending.

Shop-management software integration

Tekmetric, Shopmonkey, Mitchell 1, AutoFluent — we wire payments cleanly into whatever runs your bays. No double-entry between the work order and the close.

Surcharge that keeps regulars

Returning customers notice changes. Our rollout playbook includes signage, receipt language, and front-desk talking points designed so loyal customers understand why and stay.

Rewards that compound loyalty

FinCo's merchant rewards program credits you points for cash-discounting participation, dual-pricing rollouts, and referrals to other shop owners. Long-game economics on every transaction.

Have a recent shop statement?

Upload it. We'll send back a one-page breakdown specific to auto-repair operations — ticket-size analysis, surcharge vs. interchange-plus comparison, and the alternative placement we'd recommend.