Vertical · Professional Services

Trust-friendly. Invoice-friendly. Margin-friendly.

Law firms, accountants, consultants, agencies, architects, engineers — professional-services billing has its own rules. Trust-account handling, retainer billing, large infrequent invoices, client-by-client surcharge rules. Generic processors get one of these wrong. We get all of them right.

Professional services-specific work

Four things we get right for advisory firms.

Trust-account compliance (IOLTA-friendly)

Law firms can't deposit card processing fees into trust accounts. We place firms on processors with split-deposit / dual-account configurations so trust money lands in the trust account and fees come out of operating — automatically, every batch. No bar-association heartburn.

Large invoice + retainer billing

A $25,000 retainer or a $150,000 close-out invoice. Most processors choke on amounts that high or hold them for review — we place you on processors with the right risk-tier configuration up front so funds release on schedule.

Client-by-client surcharge rules

Surcharge works for some client relationships, not others. Our setup lets you flip the surcharge on or off per invoice — you choose when to absorb the fee and when the client does. Margin protection where it matters, relationship protection where that matters more.

Merchant rewards on every collected invoice

FinCo's merchant rewards program credits points for processing tenure, large-invoice volume, and referrals to other professional-services firms. The relationship-business model rewards the relationship business.

Have a recent firm statement?

Upload it. We'll send back a one-page breakdown specific to your professional-services operation — trust-account compliance review, surcharge model, and the alternative placement we'd recommend.