Mobile terminals + pay-by-link
4G card readers for techs in the truck, SMS/email pay-by-link for invoices the homeowner pays from the couch after you leave. Faster collections, fewer dropped invoices, fewer "I'll mail a check" delays.
Vertical · Trades & Services
Mobile-first processing. Built for the truck.
HVAC, plumbing, electrical, lawn, pest control, garage doors, appliance repair, locksmith — service-trades businesses collect payment in the field, not at a counter. The processor needs to support that natively. We place you on the stack that takes payment wherever the job is.
Trades-specific work
Four things we get right for service businesses.
Field-service software integration
ServiceTitan, Housecall Pro, Jobber, FieldEdge, mHelpDesk — we wire payments into the platform you already dispatch from. Invoice → take payment → close → reconcile, all in one flow.
Surcharge or dual pricing for higher-ticket jobs
A 3% processing rate on a $4,000 HVAC install is $120 out of your margin. We model surcharge and dual pricing against your specific ticket mix and tell you which one wins without scaring referral customers away.
Merchant rewards on every closed job
FinCo's merchant rewards program credits you points for cash-discounting/surcharge participation, contractor-network referrals, and account tenure. The book of business that compounds.
Have a recent statement from your shop?
Upload it. We'll send back a one-page breakdown specific to service-trades operations — mobile/in-field cost analysis, surcharge model, and the alternative placement we'd recommend.